💳 Insurance & Payment for Counseling Services

🌿 Affordable Therapy Options in Hawaiʻi

At Lōkahi Counseling Center, we are committed to making mental health counseling accessible and affordable for individuals, couples, children, and families across Hawaiʻi.

We accept a wide range of insurance plans and offer flexible payment options, including cash, credit card, and sliding scale fees (when applicable).

🏥 Insurance Plans We Accept

We currently accept the following insurance providers for therapy services in Aiea, Pearl City, and across Hawaiʻi via telehealth:

• Hawaii Medical Service Association (HMSA) (PPO, HMO, QUEST)

• Hawaii Medical Assurance Association (HMAA)

• University Health Alliance (UHA)

• UnitedHealthcare (UHC)

• TRICARE West (Active Duty & Military Families)

• TriWest Healthcare Alliance (VA Community Care)

• Military One Source

• Pacific Southwest Administrators (PSWA)

• Pacific Administrators 

• Worker’s Compensation

• Employee Assistance Programs (EAPs) (contact us for current list)

📌 We recommend contacting your insurance provider to verify your mental health benefits, co-pay, and deductible.

💵 Self-Pay & Payment Options

We accept:

• Cash

• All major credit cards

Private Pay Services:

• SAP (Substance Abuse Professional) Assessments – cash only

• Social Skills Groups – prepaid 6-week sessions (cash/credit only)

🌱 Sliding Scale Therapy Options

We offer sliding fee therapy based on income for services provided by our master’s level associates.

📞 Please call our office to determine eligibility and availability.

📍 In-Person & Telehealth Counseling Across Hawaiʻi

We provide:

• In-person therapy in Aiea (near Pearl City, Oʻahu)

• Online therapy (telehealth) across all Hawaiian islands, including:

  • Oʻahu

  • Maui

  • Kauaʻi

  • Big Island (Hawaiʻi Island)

  • Molokaʻi

  • Lānaʻi